Virtual card delivery
A virtual Visa card is delivered digitally inside the Mon app after onboarding, eligibility checks, identity verification, issuer approval, and completion of any required acceptance or authentication steps. No postal item is dispatched for a virtual card.
Digital access and security
Virtual card details and controls may be protected by app authentication, device checks, security controls, and cardholder verification. Mon may restrict card detail access or use if there is a security concern, recovery case, account restriction, or issuer instruction.